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Tools, Guides, and Useful Links

Tools and guides are invaluable to anyone thinking about planning their retirement (especially if it's an early retirement). I'll put some useful tools, references, guides and links on this page.

 

If you're looking for a way to calculate how much you might need to spend in retirement, or on your own FIRE journey and  looking for a useful starting point for building your own personal spreadsheet, or maybe you're looking for resources to aid in managing debt? Perhaps a guide on what to do with a large windfall, or how best to invest an inheritance?

I'll do my best to keep this page up to date. If you see something you think would make a great addition to this page, drop me an email: info [at] yorkshirefinances.co.uk

How Much Do I Need to Retire? Google Sheet Template

One of the harder questions to answer when you first start thinking about retirement is: "How much money do I need to retire?" Because the answer depends completely on your own circumstances and expectations in retirement! 

This framework / model / spreadsheet template should give you a way to start making early estimates about your spending in retirement, the savings rate you'll need to maintain to reach your goals, and how long a retirement pot will last using your own investment growth & inflation assumptions. It's a great introduction to thinking about saving for retirement.

Alter the values in the green cells to test your personal scenarios & assumptions.

How Much Will I Need to Retire Template.jpg

Which Broker Should I Use? Monevator Broker Comparison

Monevator is a great investing blog, which includes a maintained comparison table of UK brokers, their fees, cashback offers and promotions for opening or transferring ISAs, SIPPs etc.

It's a brilliant resource - heavy on the detail, but keeping fees low is vital when you're investing for yourself, so this comparison page is worth getting to grips with!

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Where To Start When Trying to Get Finances Sorted: The Flowchart

A solid and prioritised list of how to get control of your finances, whether you've got so much money that you don't know what to do with it, or you're in so much debt that you don't see a way out.

The UK Personal Finance flowchart is an excellent resource, from basic instructions to reading lists for investment guidance, it can all be found here:

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